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Close-up angled view of a kefir apple loaf cake showing its golden, apple-filled interior and caramelized apple pieces on top. A single slice rests on a small white plate in the foreground, with a sage green napkin, fresh apples, and stacked white plates visible around the loaf on a white marble surface.

Kefir Apple Loaf Cake

This kefir apple loaf cake is a moist, tender loaf packed with chunks of fresh apples and warm cinnamon. Kefir adds a soft texture and subtle tang, while the apples keep the cake flavorful and juicy. It is an easy homemade cake for fall baking, afternoon coffee, or a simple dessert.
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Prep Time: 15 minutes
Cook Time: 1 hour 10 minutes
Total Time: 1 hour 25 minutes
Course: Breakfast, Dessert
Cuisine: American
Servings: 10 slices or 1 loaf
Author: Shilpa

Ingredients

For the cake

  • 1¾ cups all-purpose flour
  • ¼ cup cornstarch
  • 2 teaspoons baking powder
  • ½ teaspoon baking soda
  • ½ teaspoon salt
  • ½ cup unsalted butter melted and cooled
  • ½ cup light brown sugar packed
  • ¼ cup granulated sugar
  • 1 large egg
  • ¾ cup plain unsweetened kefir
  • 2 teaspoons vanilla extract
  • 1¼ teaspoons ground cinnamon
  • ¼ teaspoon ground nutmeg
  • 1½ cups apple peeled, diced

For the topping

  • 1 medium apple peeled and diced
  • 1 tablespoon light brown sugar
  • ¼ teaspoon ground cinnamon

Instructions

  • Preheat the oven to 350°F. Grease a 9x5-inch loaf pan and line with parchment, leaving an overhang on the long sides.
  • In a medium bowl, whisk together the flour, cornstarch, baking powder, baking soda, and salt.
  • In a large bowl, whisk the melted and cooled butter with the brown sugar and granulated sugar. Add the egg, vanilla, cinnamon, and nutmeg and whisk until combined. Stir in the kefir.
  • Add the dry ingredients to the wet ingredients and fold gently until just combined. Fold in the diced apple. The batter will be thick and spoonable.
  • Transfer the batter to the prepared pan and smooth the top.
  • Scatter the topping apple over the batter. Sprinkle evenly with the brown sugar and cinnamon.
  • Bake for 60-75 minutes, beginning to check at 60 minutes. The center should look set, and a skewer inserted into the middle should come out clean or with a few moist crumbs. If the top browns too quickly before the center is done, tent loosely with foil.
  • Cool in the pan for 15 to 20 minutes, then lift the loaf out onto a rack. Cool at least 30 minutes more, preferably longer, before slicing.

Notes

  • Use a firm, crisp apple such as Honeycrisp, Pink Lady, or Granny Smith. You'll need about 3 medium apples in total, cut into roughly ½-inch dice.
  • Judge doneness by the center, not the top. The sugared topping browns before the middle is set.
  • Kefir swap: buttermilk in the same amount, or plain whole-milk yogurt thinned with a splash of milk.
  • More spice: replace the cinnamon and nutmeg in the batter with 1½ teaspoons apple pie spice. Keep plain cinnamon on the topping.
  • Add-ins: fold in ½ cup chopped toasted walnuts or pecans, or ⅓ cup raisins or dried cranberries, with the apple.
  • Fruit swap: replace half the diced apple in the batter with a firm, ripe Bosc pear, peeled and diced the same size.
  • Crunchier top: use 1 tablespoon turbinado sugar in place of the brown sugar on top.
  • Flour swap: replace up to half the all-purpose flour with white whole wheat flour for a heartier crumb.
  • Glaze: once completely cool, whisk ½ cup powdered sugar with 1 to 2 teaspoons kefir or milk and drizzle over the top.
  • Store covered at room temperature up to 2 days or refrigerated up to 5 days. Freeze wrapped slices up to 3 months and thaw at room temperature.

Nutrition

Calories: 280kcal | Carbohydrates: 43g | Protein: 4g | Fat: 11g | Saturated Fat: 6g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 3g | Trans Fat: 0.4g | Cholesterol: 45mg | Sodium: 278mg | Potassium: 92mg | Fiber: 2g | Sugar: 22g | Vitamin A: 368IU | Vitamin C: 2mg | Calcium: 94mg | Iron: 1mg
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